Individual and family coverage
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Finding the right health insurance can feel complicated. We make it easier to explore available coverage options based on your needs, budget, and location.
Get help understanding your options.
Explore coverage for different needs.
Answer a few questions to get started.
Explore your options before deciding.
How it works
Tell us what you're looking for.
Compare available health insurance plans.
Choose the coverage that works for you.
Worth knowing
Answer a few quick questions to start exploring your health insurance options.
Different coverage options may be available depending on your needs, location, and circumstances.
Licensed insurance agents are available to help you understand your options and choose coverage that fits.
Timing
Losing job based coverage opens a special enrollment period. It runs 60 days from the date your coverage ends, and in most cases you can also apply in the 60 days before it ends. Miss that window and you may have to wait for the next open enrollment.
This is not a sales deadline. It is the federal special enrollment period tied to your loss of coverage.
Many people find a marketplace plan costs less than continuing employer coverage through COBRA. An agent can compare both.
Income based subsidies can lower what you pay each month. Eligibility depends on your household and state.
For ACA plans there is a set window each year to enroll or switch. Outside that window you generally need a qualifying life event such as losing coverage, moving, marriage, or a new child. An agent will tell you right away which situation you are in.
Most enrollees qualify for help with the premium. What you pay depends on household income and size.
If you already have a marketplace plan, open enrollment is when you can move to a different one.
Without a qualifying event, the next chance to enroll is usually the following open enrollment.
What you can compare
Different needs call for different coverage. Explore available options to find what may work for you.
Comprehensive health coverage available through the Health Insurance Marketplace for eligible individuals and families.
Temporary health coverage designed to help bridge certain gaps between longer-term coverage.
Supplemental coverage that pays fixed benefits for certain covered medical services or events, subject to the plan terms.
Coverage options that can help with routine dental care and other eligible dental services.
Coverage options for routine eye care and eligible vision-related expenses.
Straight answers
Start by answering a few simple questions about your coverage needs. You can then explore available health insurance options and get help from a licensed insurance agent.
Health insurance costs vary based on factors such as your age, location, household, coverage needs, and the type of plan you choose. Exploring your options can help you find coverage that fits your needs and budget.
Yes. Self-employed individuals may have several health insurance options available. A licensed agent can help you explore coverage based on your circumstances.
Yes. Depending on your circumstances, other health insurance options may be available after losing employer-sponsored coverage. It can be helpful to compare your options before deciding on COBRA.
Yes. Depending on availability and eligibility, you may be able to explore health insurance options for yourself, your spouse, your children, or your entire family.
No. There is no obligation to enroll simply because you explore your health insurance options.
